Good Faith Estimate

Effective Date: [Insert Date]
Last Updated: [Insert Date]

Transparency in Your Family's Healing Journey

At Nabi Family Therapy, we believe that families deserve clarity and transparency in all aspects of their care, including the financial investment in their healing journey. Just as the butterfly's metamorphosis is a natural, predictable process, we want the cost of your therapy to be clear and understandable from the very beginning.

This Good Faith Estimate provides you with an expected cost estimate for your therapy services, as required by the No Surprises Act. We're committed to ensuring there are no unexpected financial barriers to your family's path toward connection and healing.

What Is a Good Faith Estimate?

A Good Faith Estimate is a detailed breakdown of the expected costs for your therapy services. Under federal law, healthcare providers must provide this estimate to patients who don't have insurance coverage for their services, or who choose not to use their insurance.

This estimate helps you:

  • Plan Your Investment: Understand the financial commitment involved in your family's therapy

  • Make Informed Decisions: Compare costs and treatment options

  • Budget Effectively: Prepare for therapy expenses without surprises

  • Access Care: Know what to expect so cost doesn't become a barrier to healing

Understanding Your Therapy Investment

Individual Therapy Sessions

Linda Yoon, LCSW - Founder & Therapist

  • Standard Rate: $250 per 50-minute session

  • Initial Intake Session: $250 per 60-90 minute session

  • Limited Sliding Scale: Available based on financial need assessment

Other Licensed Therapists

  • Standard Rate: $200-$225 per 50-minute session

  • Initial Intake Session: $225-$250 per 60-90 minute session

  • Sliding Scale: Limited availability based on therapist and financial need

Family Therapy Sessions

Family Therapy (2+ family members)

  • Standard Rate: $275-$300 per 60-minute session

  • Initial Family Assessment: $300-$350 per 90-minute session

  • Extended Sessions: $325-$375 per 75-minute session (when clinically appropriate)

Couples Therapy

  • Standard Rate: $275-$300 per 60-minute session

  • Initial Couples Assessment: $300-$350 per 90-minute session

  • Intensive Sessions: $400-$500 per 2-hour session (by arrangement)

Specialized Services

EMDR Therapy

  • Standard Rate: $250-$275 per 60-minute session

  • Extended EMDR Sessions: $300-$350 per 75-minute session

Teen Therapy (Ages 13-18)

  • Standard Rate: $225-$250 per 50-minute session

  • Family-Teen Combined Sessions: $275-$300 per 60-minute session

Adult ADHD Assessment & Therapy

  • Assessment Sessions: $300-$400 per session (typically 2-3 sessions required)

  • Follow-up Therapy: $250 per 50-minute session

Perinatal & Postpartum Therapy

  • Standard Rate: $250-$275 per 50-minute session

  • Crisis Support Sessions: $300 per 60-minute session (when available)

Additional Services

Group Therapy

  • Standard Rate: $75-$100 per 90-minute group session

  • Specialized Groups: $100-$125 per 90-minute session

Psychological Testing & Assessments

  • ADHD Evaluation: $800-$1,200 (includes assessment, scoring, and report)

  • Comprehensive Psychological Evaluation: $1,500-$2,500

  • Brief Focused Assessment: $400-$600

Typical Treatment Estimates

Based on our experience with families, here are common treatment patterns:

Short-Term Therapy (3-6 months)

Individual Therapy

  • 12-24 sessions at $225-$250 per session

  • Estimated Total: $2,700-$6,000

Family Therapy

  • 10-20 sessions at $275-$300 per session

  • Estimated Total: $2,750-$6,000

Medium-Term Therapy (6-12 months)

Individual Therapy

  • 24-48 sessions at $225-$250 per session

  • Estimated Total: $5,400-$12,000

Family Therapy

  • 20-40 sessions at $275-$300 per session

  • Estimated Total: $5,500-$12,000

Long-Term Therapy (12+ months)

Individual Therapy

  • 48+ sessions at $225-$250 per session

  • Estimated Total: $10,800+ annually

Family Therapy

  • 40+ sessions at $275-$300 per session

  • Estimated Total: $11,000+ annually

Please note: These are estimates based on typical treatment patterns. Your actual therapy needs may be shorter or longer depending on your unique situation and goals.

Factors That May Affect Your Costs

Session Frequency

  • Weekly Sessions: Standard recommendation for most therapeutic work

  • Bi-weekly Sessions: May be appropriate for maintenance or specific situations

  • Intensive Periods: Some families benefit from more frequent sessions during crisis

Treatment Complexity

  • Multiple Family Members: May require individual and family sessions

  • Co-occurring Conditions: ADHD, trauma, or other conditions may require specialized approaches

  • Crisis Intervention: Additional support during difficult periods

Specialized Services

  • EMDR Therapy: May require longer sessions or specialized training

  • Assessment Services: Psychological testing adds to overall treatment cost

  • Group Therapy: Often used in combination with individual therapy

Length of Treatment

  • Acute Issues: Some concerns resolve in 3-6 months

  • Complex Trauma: Often requires longer-term treatment

  • Family Dynamics: Deep-rooted patterns may take time to transform

  • Personal Goals: Some families choose long-term therapy for continued growth

Payment Options & Financial Support

Payment Methods

  • Credit/Debit Cards: Accepted at time of service

  • HSA/FSA Cards: Health savings accounts welcome

  • Payment Plans: Available for assessments and intensive services

  • Cash/Check: Accepted with advance arrangement

Insurance Considerations

  • In-Network: Currently accepting Cigna and Aetna (therapist availability varies)

  • Out-of-Network: We provide superbills for possible reimbursement

  • Insurance Verification: We'll check your benefits before starting treatment

Financial Assistance

  • Sliding Scale: Limited spots available based on financial need

  • Payment Plans: Available for large assessments or intensive services

  • Flexible Scheduling: We work with families to find affordable treatment patterns

Your Rights Under the No Surprises Act

You have important rights regarding healthcare costs:

Right to a Good Faith Estimate

  • You can request a Good Faith Estimate for any healthcare service

  • Estimates must be provided within 3 business days of scheduling

  • Estimates are valid for 12 months from the date provided

Right to Dispute Bills

If your final bill is significantly different from your Good Faith Estimate, you may:

  • Negotiate: Discuss the difference with our billing department

  • Dispute Process: Formal dispute resolution is available

  • Patient Advocate: Contact your state's patient advocate if needed

Protection from Surprise Bills

  • You cannot be charged significantly more than your Good Faith Estimate without advance notice

  • Any additional services must be discussed and agreed upon in advance

  • Emergency situations have special protections

How We Calculate Your Estimate

Your Good Faith Estimate is based on:

Clinical Assessment

  • Initial Consultation: Discussion of your family's needs and goals

  • Treatment Planning: Collaborative development of therapy approach

  • Duration Estimates: Based on similar cases and clinical experience

  • Service Recommendations: Tailored to your family's unique situation

Historical Data

  • Similar Cases: Treatment patterns for families with similar concerns

  • Therapist Experience: Clinical expertise in family therapy approaches

  • Outcome Research: Evidence-based treatment duration expectations

Individual Factors

  • Family Dynamics: Complexity of relationships and issues

  • Previous Therapy: Any prior treatment experience

  • Support Systems: Available family and community resources

  • Personal Goals: Your specific objectives for therapy

Updating Your Estimate

Your Good Faith Estimate may change if:

Treatment Needs Evolve

  • New Issues Emerge: Additional concerns require attention

  • Progress Patterns: Faster or slower progress than expected

  • Family Changes: Life events affect treatment needs

  • Clinical Recommendations: Adjustments based on therapeutic progress

Service Additions

  • Assessment Needs: Psychological testing becomes recommended

  • Specialized Interventions: EMDR or other specialized services

  • Family Member Inclusion: Additional family members join therapy

  • Group Therapy: Recommendation for group participation

When Estimates Are Updated

  • Advance Notice: Changes discussed before implementation

  • Written Updates: New estimates provided in writing

  • Collaborative Decision: Changes made jointly with your input

Frequently Asked Questions

Is this estimate a guarantee of final costs?

This is a good faith estimate based on current information. Actual costs may vary based on your specific treatment needs and progress.

What if my treatment takes longer than estimated?

We'll discuss progress regularly and update estimates as needed. Treatment length is always a collaborative decision between you and your therapist.

Can I change my payment method during treatment?

Yes, you can update payment methods at any time by contacting our office.

What if I need to stop therapy before completing the estimated treatment?

You can end therapy at any time. You're only responsible for sessions you've attended.

Are there any hidden fees?

No. All potential costs are included in this estimate. Any additional services will be discussed and agreed upon in advance.

What if I have a mental health emergency?

Crisis situations may require additional sessions or services. We'll discuss costs and options during any crisis intervention.

Our Promise to Your Family

At Nabi Family Therapy, we believe that every family deserves a place to belong, and that includes being transparent about the financial investment in your healing journey. Just as we create a safe space free from judgment in our therapy sessions, we want your financial experience with us to be clear, fair, and free from surprises.

Like the butterfly's metamorphosis, healing is a process that takes time and dedication. We're committed to working with your family to make this investment manageable and meaningful, supporting you through every stage of your journey toward connection and growth.

Your family's healing is invaluable, and we're honored to be part of your healing story.

Important Notice: This Good Faith Estimate is provided in compliance with the No Surprises Act (H.R.133). If you have questions about your rights or wish to file a complaint, you may contact the Centers for Medicare & Medicaid Services at 1-800-985-3059 or visit www.cms.gov/nosurprises.

This estimate is valid for 12 months from the date issued. Costs may vary based on individual treatment needs and progress. Please contact us with any questions about your specific situation.